Requisition ID : 69368
Join the Global Community of Scotiabankers to help customers become better off.
DRIVE IS WHAT GIVES YOU THE CAREER ADVANTAGE
This position is for Scotia Dealer Advantage, a wholly owned subsidiary of The Bank of Nova Scotia. We provide dealers and customers alike with the advantages, strength and experience of Scotiabank, coupled with Scotia Dealer Advantage's industry leading Special Finance expertise and service.
Scotia Dealer Advantage is one of Canada’s largest and fastest growing Special Finance companies providing automotive financing programs nationwide.
We build partnerships with authorized independent and franchise automobile dealers to help them grow their businesses and serve their special finance customers.
Hours of Operation :
Our office is open from 7 : 30am to 9 : 00pm Monday through Friday and Saturday's from 9 : 00 am to 5 : 00 pm. Please note that this is a Casual position.
Variable work schedule including evening and Saturdays.
Purpose of Job :
The Credit Analyst is responsible for the effective and timely adjudication of customer loan applications while ensuring a high level of service to dealers is delivered.
The analyst’s primary responsibilities focus on analyzing customers with sub-prime credit history, understanding and interpreting loan applications submitted by Dealers, and utilizing consumer credit bureaus to make individual consumer loan recommendations that meet Bank policies and guidelines.
This role works with a significant daily volume of loan applications from Dealers and income related information from Verification & Dealer Funding Representative.
The Credit Analyst is required to obtain missing and / or confirm existing customer information provided by Dealers on loan applications with a strong focus on minimizing losses from credit fraud.
The analyst’s responsibilities also focus on accurately capturing required loan adjudication information in the Business Line’s credit decisions and core contract management systems.
The Credit Analyst is responsible for providing, human, straightforward, and knowledgeable service through daily interactions to create a relationship of mutual trust and confidence with dealers and fellow employees.
The incumbent works closely with other Credit staff and Verification & Dealer Funding Representatives while maintaining strong working relationships with Dealers and Area Sales Managers.
Major Accountabilities :
1. Contributes to loan growth and profitability while minimizing underwriting risk to the Bank by :
2. Ensures sound and timely due diligence in loan underwriting while conforming to Bank policies and procedures by :
3. Ensures the delivery of customer service fosters overall customer and business line / department satisfaction by :
Additional Requirements :
Location(s) : Canada : British Columbia : Burnaby
As Canada’s International Bank, we are a leader when it comes to inclusion. We are a diverse and global team, speaking more than 100 languages with backgrounds from more than 120 countries.
We value the unique skills and experiences each individual brings to the bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone.
Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment and selection process, please let us know.
We will work with you to provide as seamless a recruitment experience as possible.