Senior Commercial Mortgage Underwriter
Pride in Personnel
Toronto, Ontario, Canada
5d ago
source : CareerBuilder, LLC

Position Responsibilities

Risk Management & Compliance, in adhering to applicable compliance obligations, including Privacy, Anti-Money Laundering / Anti-

Terrorist Financing and internal Anti-Fraud Policy requirements, must remain the over-arching focus in carrying out one’s responsibilities as outlined below :

Risk and Compliance (40%)

  • Receive, review, analyze and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Company’s underwriting policies, procedures and guidelines per delegated authority matrices
  • Adhere to applicable compliance obligations including Privacy, Anti-Money Laundering / Anti-Terrorist Financing and internal Anti-
  • Fraud Policy requirements

  • File Unusual Transaction Reports as applicable to fulfill individual employee obligations to detect and deter financial crimes activity.
  • Maintain consistent, objective and sound risk assessments in a high volume, service-oriented environment

    File Management (40%)

  • Make prudent credit decisions on complex mortgage files
  • Negotiate loan terms and pricing according to assessed risk and to meet the interests of the client and Company
  • Prepare files and recommend mortgage deals for final approval
  • Maintain accurate information and detailed notes on applications, prepare and issue conditional mortgage commitments outlining all conditions that must be met to Company’s satisfaction
  • Issue mortgage commitment according to negotiated and approved terms
  • Communication (20%)

  • Adhere to defined Service Level Agreement in acknowledging applications and following up on additional required information
  • Work effectively with all internal business partners to improve underwriting systems to maximize effectiveness and achieve excellence
  • Remain current on latest developments within industry and market trends to secure competitive advantage
  • ul style "box-sizing : inherit; margin-right : 0px; margin-left : 16px; padding : 0px 0px 0px 18px; border : 0px; font-size : 14px;
  • vertical-align : baseline; background : 0px 0px rgb(255, 255, 255); line-height : 1.42857; color : rgba(0, 0, 0, 0.75); font-

    family : -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif;">

    p style "box-sizing : inherit; margin-right : 0px; margin-left : 0px; padding : 0px; border : 0px; font-size : 14px; vertical-

    align : baseline; background : 0px 0px rgb(255, 255, 255); color : rgba(0, 0, 0, 0.75); line-height : 1.42857; font-family : -

    apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif;">

    Formal Education

  • Post secondary degree or diploma required (University degree preferred) in related area
  • Certification(s) / Designation(s) preferred
  • Related Experience

  • 3-5 years (5+ years for Senior) with mortgage lending
  • Strong understanding of commercial mortgage products
  • Proficient in adjudicating credit, reviewing and assessing third party reports
  • Skills

  • Problem solving - exceptional
  • Time management, highly organized
  • Accountable / accepting responsibility
  • Analytical thinking
  • Multi-tasking in fast paced, deadline driven environment
  • Interpersonal relationship building
  • Proactive / takes initiative / self starter
  • Communication (verbal and written) - excellent
  • MS Office Suite - proficient
  • Excel - advanced
  • Loan adjudication software
  • Position Complexities

  • Bilingualism an asset
  • Some work beyond standard hours
  • Accountable / accepting responsibility
  • Analytical thinking
  • Multi-tasking in fast paced, deadline driven environment
  • Interpersonal relationship building
  • Proactive / takes initiative / self starter
  • Communication (verbal and written) - excellent
  • MS Office Suite - proficient
  • Excel - advanced
  • Loan adjudication software Position Complexities
  • Bilingualism an asset
  • Some work beyond standard hours
  • ul style "font-family : -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-

  • serif; font-size : 14px; box-sizing : inherit; margin-right : 0px; margin-left : 16px; padding : 0px 0px 0px 18px; border : 0px;
  • vertical-align : baseline; background : 0px 0px rgb(255, 255, 255); line-height : 1.42857; color : rgba(0, 0, 0, 0.75);">

    Apply
    Add to favourites
    Remove from favourites
    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form