Associate Director, Commercial Banking
ATB Financial
Fort McMurray, AB, CA T9H 1R8
8d ago

Job Description

Helping Albertans achieve their dreams by turning the complex world of banking into brilliantly simple solutions. That’s ATB. Is that you?

Are you interested in being a part of banking history...do you want to be a part of a financial institution that thinks differently and is committed to Albertans greater good?

ATB is just that! We promise to do the right thing for our customers no matter what. We are more than a bank we think beyond the lines of tradition and process to find solutions that impact our community.

How do we do this?... By putting our team members first!

We know that for our customers to be happy it starts with the happiness of our people and we are committed to helping our team members learn and grow, and empower them to create their own paths for success.

We believe that work should be fun; we inspire our team members to think beyond today and what we can achieve 30 years from now.

Let’s create something new together!

The Associate Director will provide support and expertise in developing, administering and maintaining a portfolio of diversified market relationships.

The position will work both independently and as a key support within ATB’s Commercial Banking team supporting Ft. McMurray & region by providing solutions to our clients business needs.

Working in a broad range of industries, and with a variety of senior professionals, the Associate Director will help develop, administer and maintain a large portfolio of relationships.

Entities served are primarily complex mid-market, private companies. Public sector, and / or other entities of similar size and complexity are also managed.

The primary focus of the Associate Director is to provide credit assessment, risk analysis, account maintenance and assist with achieving profitable growth while ensuring optimum customer service is provided.

You will find success based on your abilities in the following areas :

  • Prepare credit assessments through completion of an application for credit. Analyze to the appropriate degree financial statements to assess risk and determine which ATB financial services best meets the customer’s needs.
  • Assist in authorizing loans to customers after performing credit analysis and obtaining the required documentation, collateral and security to support the loan.
  • Assess financial service needs of customers through discussion with Corporate Relationship Manager or other members of the team or through interviews with customers.
  • Administer existing connections including renewals, expired credits, initiating and following up on arrears and debt recovery.
  • Identify and either respond to or refer opportunities generated from customer analysis and inquiries to Corporate Relationship Manager, Retail Banking or ATB Investor Services.
  • Ensure credit decisions / recommendations are in accordance with sound credit granting principles and are in accordance with ATB lending policy and procedures.
  • Manage risk through account monitoring to identify and act upon any deterioration of account or portfolio risk. This includes ongoing monitoring of industry reports as well as interim and year-
  • end financial information / statements.

  • Assist the Corporate Relationship Management team with improving efficiencies and profitability of business unit.
  • Participate in Sales Team meetings, sharing successes, best practices and other information with team.
  • Manage internal and external relationships in a positive and constructive manner.
  • Job Requirements

    As the ideal candidate you possess :

  • Corporate or commercial lending experience.
  • Strong knowledge of lending policies and products.
  • Exceptional analytical and financial analysis skills.
  • Strong interpersonal skills and the ability to deal effectively with sophisticated clients.
  • Ability to meet deadlines and establish priorities to manage multiple issues.
  • Willingness to learn new skills and acquire new knowledge.
  • High level of integrity and credibility.
  • Enthusiastic team player with a proven record of success who wants to be part of a team dedicated to growth and continuous improvement.
  • Proven ability to produce effective results while working independently with limited supervision, but also be an effective team member.
  • Excellent oral communication and presentation skills.
  • Ability to communicate clearly and effectively at all levels throughout the organization.
  • Ability to work flexible hours including occasional weekends and evenings.
  • Business or accounting degree at the undergraduate or graduate level or equivalent experience.
  • Strong personal computer skills, preference to experience with Microsoft applications.
  • Graduate degree and or CPA / CFA would be an asset.
  • So what can ATB Financial offer you? Imagine paying less for your everyday banking, mortgages, loans and investments. Throw in an excellent benefits and pension package, opportunities for career advancement, and a financial institution that’s leading the way in change now you’re talking about a career with a company that allows you to grow.

    As an award-winning employer-of-choice we have the best of the best working for Albertans. Sound like a team you want to be a part of?

    Advancement. Fun. Rewards We get it.

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