Senior Analyst Pricing
Grasshopper Solar Corporation
Montreal, QC
3d ago

Company Overview

Tell us your story. Don’t go unnoticed. Explain why you’re a winning candidate. Think TD if you crave meaningful work and embrace change like we do.

We are a trusted North American leader that cares about people and inspires them to grow and move forward.

Department Overview

Job Description Summary

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance.

With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing.

Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow.

TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously.

More than just a job, we offer rewarding careers.

Job Description

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance’s business objectives in compliance with jurisdictional premium regulations.

Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Reporting to the Pricing Manager, the Senior Actuarial Analyst plays a key role in the end-to-end development of pricing strategies and rate changes.

The Senior Analyst contributes to the on-going and future success of the company may it be through the establishment of pricing strategies for all products and all insurers for a given region, the development of models, methodologies and tools, the monitoring and measurement of rate levels and effectiveness though rate-indication activities, and / or the execution of planned pricing and business initiatives utilizing best governance practices.


  • Develop pricing strategies by market and product to reach growth and profitability objectives :
  • o Supervise analysis performed by analysts to develop detailed pricing strategies for each market and product based on actual claim experience and the organization’s competitive positioning.

  • Generate ideas in the development of strategies to accelerate profitable growth and supervise and execute their implementation :
  • o Optimization of our cession strategies to the Risk Sharing Pools;
  • o Pricing strategies that will create a competitive advantage;
  • o Initiatives to improve our customer segmentation in order to reach objectives, taking into consideration competitive and regulatory constraints;
  • o Identify above-average profitability customer segments for the purpose of targeted marketing efforts;
  • o Development of models for evaluation and measurement of customers’ price elasticity and behaviors.

  • Provide support to obtain necessary approvals from regulatory boards;
  • o Prepare rate change documents according to mandated standards as required by rating boards for pricing changes;
  • o Answer questions received from regulators during the revision process;
  • o Support negotiations with regulatory instances to obtain rate change approvals.

  • Support and supervise analysts within the team
  • Establish and maintain relationships with our partners and liaise with internal and external stakeholders
  • Support our business partners for pricing related issues
  • Requirements

    Over five years of actuarial experience in Property & Casualty

  • Bachelor degree in Actuarial Sciences or related field
  • Fellow of the Casualty Actuarial Society (FCAS) designation obtained or in the process of being awarded
  • Excellent knowledge of Excel
  • Knowledge of SQL and R programming language
  • Leadership and strong aptitude for team work
  • Ability to develop and empower top talent
  • Customer-centric
  • Ability to communicate effectively in French and English, both verbally and in writing, across all levels of the organization
  • Ability to work effectively during demanding periods and take difficult decisions
  • Autonomous and perseverant; shows initiative and creativity
  • Advanced analytical and problem-solving skills
  • Recognized for their thoroughness and the quality of their work
  • Hours

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