Join the Global Community of Scotiabankers to help customers become better off.
Job Purpose :
The ACE is part of Global Risk Management (GRM) which constitutes the Second Line of Defense in the Bank’s risk management framework.
The Second Line of Defense independently facilitates and monitors the implementation of effective risk management practices, provides objective challenge to the First Line of Defense (the Business Lines), and provides training, tools and advice to support policy and compliance.
Key Acocuntabilities :
Adjudicate Small Business credit requests efficiently and at an acceptable level of risk.
Provide high quality credit decisions and advice to Branch and Alternate Channel partners.
Meet the Bank's customer service standards.
Contribute to the achievement of ACE and Branch objectives.
Demonstrates positive change management skills
Results and customer focused
Functional Competencies :
Demonstrated skills in financial analysis and risk assessment.
Thorough knowledge of the Bank’s regulatory & compliance requirements as they relate to credit granting
Effective communication skills.
Ability to adjudicate Small Business credit applications
Experience with Lean Management principles and tools an asset.
Strong skills at understanding & analyzing business financial statements.
Comprehensive knowledge of the Bank's Small Business products, lending policies, procedures and pratices.
Thorough knowledge of policies and procedures for Privacy, KYC, AML and security documents.
Knowledge and understanding of the Bank's systems / applications, ie, Scotiaworx, etc.
Good level of computer skills, including keyboarding.