Requisition ID : 80649
Join the Global Community of Scotiabankers to help customers become better off.
Senior Client Solutions Analyst (SCSA)
Purpose of Job :
The Senior Analyst, National Accounts Agriculture (SA) is responsible for contributing to the profitable growth and quality of the Bank’s Commercial Credit portfolio for highly complex and customized financial solutions by collecting, processing and assimilating customer reporting information (interim and annual) and supporting the Associate Director National Accounts (AD), Associate Director, Client Relationship (ADRM) and Director, Client Relationships (DCRM) in the preparation of the write-up of credit applications, which may include structuring and analytic functions, along with other due diligence activities on deals (including financial modeling and industry research).
The incumbent will have direct contact with clients and will assist the AD and ADRM or DCRM in providing administrative support and service for client-facing interactions.
Major Accountabilities :
1. Process and Analyze Customer Reporting items (interim and annual) by :
o Updating Tracker to identify offside reporting conditions and removing flag when authorized
2. Support the preparation of credit correspondence for the Annual Review process, analyzing and processing amendment requests, investigating / recommending relative to Offside Covenants / Material Deteriorations, preparation of Deal Summary’s for prospects by :
3. Supporting the management of Conditions Precedent items by :
4. Providing other administrative support as required for credit, client-facing and / or fulfillment activities.
5. Ensuring adherence to the Bank’s Anti-Money Laundering program, Know Your Customer requirements and Guidelines for Business Conduct, by reporting any unusual occurrences or fraudulent activities per established procedures.
Education / Work Experience / Designations :
The Senior Analyst, National Accounts Agriculture must have proven financial analysis and risk assessment techniques for analyzing financial statements and borrowing bases, assisting in structuring, as well as proven credit judgement and a good knowledge of the Bank’s lending policies, practices and procedures.
He / she will work on highly complex and customized financial solutions and will have interaction with clients and internal partners by gathering information and responding to internal inquiries.
The SA may be asked to be present during customer presentations and negotiations. They must have strong organizational skills to monitor portfolio requirements, collect, assimilate and manage significant data flow from multiple sources and concisely populate the information into a credit application.
They may work with multiple ADs / ADRMs / DCRMs and there may be significant time pressures (syndications). Files and information must be kept according to Compliance and Restriction (public companies) guidelines.
Functional competencies :
The incumbent will work on highly complex and customized financial solutions and will have interaction with clients and internal partners by gathering information and responding to internal inquiries.
He / she completes the analysis process and any other review as directed by Manager (s). He / she may make recommendations for further review or requests for more detailed information on the customer / prospect.
The incumbent monitors and ensures fees and pricing are properly processed. He / she may make recommendations / referrals for other products and services based upon their reviews.
Working Conditions :
The incumbent works in a standard office environment. Normal sensory attention is required. In order to provide a high level of customer service, prompt and timely responses to credit applications are required.
The incumbent has no control over the number of applications that require analysis and adjudication / recommendation at any given time.
Open to candidates in a variety of locations : Calgary, Edmonton, Vancouver, Regina / Saskatoon and / or Winnipeg, Manitoba.