Provide credit structuring, credit underwriting, risk management and client facing support for a portfolio of diversified clients with average loan volumes greater than $2MM, within a specified geographic market.
This individual contributor role performs credit underwriting and monitoring and represents the day-to-day contact for clients, partnering with Managers Commercial or Senior Managers, Business Development.
They would be responsible to analyze financial statements of loan prospects for use by relationship management team in making credit decisions.
The credit analyzed is moderately complex and often involves re-analyzing financial statements of current customers to bring a credit file to current status.
What your day will look like
Risk management : You will utilize your risk management skills to ensure appropriate measures are put into place and risk assessment protocols and structures are implemented, while balancing risk and reward in line with CWB’s risk appetite.
Credit Underwriting : As an experienced credit underwriter, you will partner with Senior Commercial Relationship Managers to support the branch strategy and client experience through effective and timely credit underwriting for new and existing borrowing clients with average loan volumes greater than $2MM.
You will manage risks and day-to-day client relationships for medium to large commercial clients.
Creative problem solving : Acting as a go-to resource to provide solutions support for your colleagues’, and your own, portfolios.
Learning : Although you’ve developed a strong commercial foundation, you are always identifying trends and growing your knowledge on your next client or business area to achieve ultimate success and strong results from you and your team.
Partnership development : As a key resource for many business divisions, you will establish internal networks with different CWB groups.
Competencies that set you apart
Financially savvy . You’ve garnered commercial lending experience that has allowed you to plan, execute and manage risk on a portfolio of clients.
You are experienced in the analysis of financial statements and evaluation of the fiscal viability of loan prospects.
Client focused . You have the right tools implement stewardship strategies and provide advice to exceed client expectations while maintaining positive relationships.
A strategic planner . You’ve heard it your whole life, but you’re a planner and a great one at that. Your innate eye for details and strategy allows you effectively multitask and meet set targets.
A trusted teammate . You are a trusted go-to and love to work collaboratively. You see the value in working together and have achieved many professional wins because of this mentality.
Think big and beyond . Although you pride yourself in being detail oriented and can see well into the weeds of problems, it is your knack for strategy and solutions that sets you apart from your peers.
Technologically proficient . You are adept at learning new software that you will use on a day to day basis.
Foundational knowledge and experience to grow from
A Bachelor’s Degree in commerce, finance or accounting subject areas and have a minimum of 3 years’ experience in business banking, commercial lending, or related experience.
You have a real passion for credit structuring, credit underwriting and risk management that runs through your veins. Your hard work ethic and credit writing acuity are the main attributes to your success and it’s your desire to succeed that makes you stand out amongst your colleagues.
Why work with us?
Winners of Canada’s Most Admired Corporate Culture 2021 &
Recognized as one of 50 Best Workplaces in Canada by Great Places to Work 2021
Best Workplaces for Mental Wellness in Canada 2021
Values driven people first benefits
At CWB, we know your life, downtime, family, adventure, recovery, and future are an important part of you. They’re important to CWB too.
That’s why our benefits take care of your whole life, family included.
Wellness matters. We offer an award-winning benefits package that includes hybrid work environments, everyday flexibility, 100% company-funded health coverage, health care spending account, a flexible wellness program & generous time-away options to unplug, rest & recover.
Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard.
Find a community within the CWB family in our employee represented groups. Career development. We invest in our employees’ development to help them reach their professional goals with organization wide Coaching services.
Strategic career design is an investment in our core asset our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win.
When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for in the moment and monumental wins. Community giving .
Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support.
ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives.